Storm Jitka has been moving across the country since yesterday. The weather service therefore warned of strong squalls in many parts of Germany. These can cause significant damage to buildings, cars and other objects – and this can be really expensive. But who pays for it? We’ll tell you which insurance is for you Storm damage to the house arises.
Storm damage to the house: This is how you get your money
A tree crashing onto the house, a fallen roof tile damaging the garage – storms often cause a lot of damage. These can quickly add up to a considerable sum. Homeowners are often left with priceless damage. But fortunately there is insurance. But who will pay for storm damage to the house?
Certain storm damage is covered by household contents insurance. This is the case, for example, if furnishings were damaged by a fallen tree. If parts of the building were damaged by the storm, homeowners insurance usually applies. This damage is usually insured from wind force 8. The insurance doesn’t just cover damage caused by storms. Damage caused by fire, hail and tap water is also included.
This applies to storm damage to the car
But what does storm damage actually look like to the car? Your car insurance, be it partially comprehensive or fully comprehensive, steps in to help you. But what is the difference? Fully comprehensive insurance kicks in for damage caused by lower wind speeds, while partial comprehensive insurance only offers protection from wind force 8. If you always park your car outside and want to be on the safe side, you should consider comprehensive insurance.
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This is the best way to proceed in the event of damage
And if the accident has already occurred? This is the best way to proceed in this case:
Sources: consumer advice center, Tagesschau and NDR
2024-01-25 23:29:12
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