Placement-direct.fr lance Placement-direct Euro+

(AOF) – Online savings specialist, Placement-direct.fr announces the launch of Placement-direct Euro+, a single-support life insurance contract that is simple, accessible and very low in fees. Insured by SwissLife insurance and heritage and distributed exclusively by Placement-direct.fr, it brings together, within the advantageous civil and tax framework of life insurance, three fundamental objectives for a saver: security, liquidity and profitability.

The Direct Placement Euro+ contract includes a brand new euro fund called SwissLife Euro+. The fund targets an annual return in 2023 of at least 4% net of management fees (not guaranteed), while maintaining a capital guarantee at all times.

Unlike most existing euro funds which can be heavily penalized by old, poorly profitable bonds, this new fund will be able to take full advantage of the rise in bond yields, linked to inflation and the rise in interest rates.

The Direct Placement Euro+ contract retains an ultra-low level of fees: 0% entry fees, 0% fees on payments and only 0.60% annual management fees on the Euro fund.

Accessible from €500, it offers a fully digital subscription process with an electronic signature. Management actions (partial payments and redemptions) can also be carried out directly online from the Placement-direct.fr customer area.