The Importance of Funeral Expense Coverage in Death Insurance

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Among the coverages covered by death insurance are: funeral expenses. We are talking about expenses that can be a significant burden for family members if a member dies.

Coverage for funeral expenses can be integrated into the Death insurance. In this type of contract, compliance with the requests by the insured regarding the management of the burial is guaranteed.

What are the costs of not having death insurance?

In our country, we must be clear that a funeral can have a cost that will range between €3,000 and €6,000and we must remember that if you do not have death insurance, where the heirs of the deceased person will have to be responsible for covering said expense.

Prices will vary depending on whether we are in a town or a provincial capital, which is usually more expensive.

Typically, insurance companies have different options in the same municipality, Therefore, the burial site must be confirmed when purchasing coverage.

Funeral expenses include funeral services, a fundamental coverage in the death insurance, where the cost of the coffin, funeral home, obituaries or the hearse is included.

In the same way, the funeral services included allow you to choose the type of service, funeral home, funeral home, type of burial, etc.

Although this type of alternatives will not significantly influence the price of the insurance, it is important to speak clearly about the needs to the insurer, since the policies are going to be personalized.

Thus, the company will make an adequate evaluation of the situation

Administrative procedures

Another of the great advantages of having good death coverage is the solvency Regarding administrative procedures, something that is especially recommended, we must avoid that the heirs have to deal with procedures that will add greater confusion and complication in moments as painful as these.

Typically, death insurance includes the following:

• Request for death certificate: The registration of the deceased is done in person at the Civil Registry or by ordinary mail.
• Deregistration from the family book: After obtaining the medical death certificate, it must be updated in the Civil Registry.
• Application for widow’s, orphan’s, retirement or disability pension: This procedure must be submitted to the corresponding Social Security headquarters.
• Death and will certificates: Form 790 is presented in the territorial delegations of the Ministry of Justice.
• Withdrawal from Social Security: It is possible to request them with the death certificate.

Conclusions on death insurance

As we can see, death insurance allows us to face with greater peace of mind a trance that is already painful enough, without adding having to face financial expenses.

In short, choosing a good death insurance thanks when these difficult times come.

Contacto:

Into the Marketing Media Group, SL
     Manuel Luque
     international@intothemarketing.com

AGENCIA EFE SA is not responsible for the information contained in this message and does not assume any responsibility towards third parties for its entire content, and is also exonerated from the responsibility of the entity that authored it.