The Peruvian Institute of Economics (IPE) reported that as of July of this year, more than half a million families have been registered that access the fearsome “gota a gota” loans, informal loans with high interests, in which the methods of collection involves death threats.
The head of the kidnapping and extortion investigation division of the National Police of Peru, Colonel Jorge Carpio Ordaya, warned that Lima, La Libertad and Piura are the regions where most extortions are concentrated due to the “drop by drop” loan. .
«They are concentrated more in La Libertad, Piura and Lima, they are the three main departments where there are the most indexes. Until now we have registered 409 complaints for this modality«, he mentioned.
Likewise, he pointed out that on many occasions the population opts for these informal loans rather than those from regulated financial entities because in many cases they do not meet the requirements requested by banks to provide loans, faced with a higher interest rate.
Meanwhile, the general manager of the Association of Banks, Miguel Vargas Ascenzo, indicated that the interest rates on “drop by drop” loans are much more expensive than that of a financial institution.
«They are 500% more expensive than loans from the financial system, which have regulations that set a rate cap«, he stated.
2023-09-30 18:16:58
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