“Having insurance, whether life, home or automobile, means having financial protection that allows you to have peace of mind,” the expert acknowledges.
In this regard, Esther Aguilar, an insurance specialist, says that this legislation does exist that obliges drivers to have this support when traveling through federal roads, because “since 2019, the Compulsory Insurance of Vehicular Civil Liability that guarantees damage to third parties ”, he points out.
“Of all the micro and small companies that make up 70 percent of the Gross Domestic Product (GDP), only 10 percent are insured, which leads to the conclusion that we are in a situation of vulnerability, because insurance protects us financially and they give us peace of mind in the event of events that could be fortuitous and emergency,” he stressed.
“Of the Gross Domestic Product, insurance contributes 2.6 percent, when in European countries they represent 11.6 percent of GDP, such is the case of England,” noting that, according to the Mexican Association of Insurance Institutions (AMIS), only 30 percent of the vehicle fleet in Mexico is insured.
“Each of the insurance agents has an important job, because we can help families improve their personal finances and, of course, protect assets,” said the expert.
Promote insurance culture
While the president in Tuxtla of the Mexican Insurance and Finance Association, María Rodríguez, considered that it is important to promote the insurance culture.
“In Tuxtla it is quite clear that the highest incidence of accidents is involving motorcyclists, with a high incidence in the West area, including neighborhoods such as Terán and Plan de Ayala,” he stated.
“What is the importance of insurance? If I or someone of you does not have insurance, and it turns out that someone hits or hits you, the affected person is completely defenseless and, in this sense, we need information everywhere, ”he exemplified.
María Rodríguez also recognized that, even, the association at the national level has a program that is in charge of reaching schools and that this year it will give talks on financial advice regarding insurance, “and everything is more than anything so that the children begin to know when it is prevention, how insurance can help them and which one really protects the assets of families”.
2023-09-03 12:13:16
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