Understanding the Importance of Personal Damage Coverage in Car Insurance

If you damage someone else in an accident, motor vehicle liability insurance pays. But what about personal damage coverage? This much is clear: If you drive a car, you need car insurance. Because accidents happen. According to the Federal Statistical Office (Destatis), the police recorded around 1.22 million accidents in the first half of 2023 alone – five percent more than in the same period last year. …Read the full article…