Between the numerous novelties which includes the legal text of the animal protection law, there is one that perhaps has gone more unnoticed, but of great relevance. This is article 30.3 of the standardwhich establishes for the first time the Requirement to have statewide liability insurance for dogs regardless of the breed of the dog as of September 2023with the entry into force of the new animal welfare law.
These civil liability insurances that will be mandatory throughout the Spanish territory, are intended to cover physical and material damage that a dog may cause, including some coverage such as legal defense or legal costs and expenses
When does the compulsory dog insurance take effect?
Mandatory dog insurance will come into force on September 29, 2023. This new regulation establishes that all dogs, regardless of their breed, will be required to have civil liability insurance. Previously, this obligation only applied to breeds considered dangerous.
What if my dog does not have insurance when it is required?
If your dog does not have the required insurance, you could face legal and financial consequences. The purpose of this insurance is to cover damages that can be caused by dogs of any kind. Therefore, if your dog is not insured, as the person responsible for the animal, you must personally assume the responsibility and costs of any damage caused. In addition to the legal implications, the lack of insurance for your dog can lead to administrative fines. Therefore, it is important to comply with this new regulation and make sure you have the insurance Mandatory civil liability from September 29, 2023.
How much does compulsory dog insurance cost?
In Regarding the price of compulsory civil liability insurance for dogs, this can vary depending on the insurance company, the characteristics of the dog (such as its breed, size and age) and other factors. In general, it is estimated that civil liability insurance for dogs has an annual cost that ranges from between 30 and 60 euros.
How to insure my dog?
To insure your dog, there are different options. Some people choose to expand their home insurance to include pet liability coverage. You can also contract civil liability insurance for dogs directly with a specialized insurer. Examples of companies Insurers that offer this type of insurance are: Mapfre, Allianz, Mutua Madrileña and Línea Directa, among others.
When will dog insurance be mandatory?
Remember that as of September 29, 2023, It will be mandatory to have civil liability insurance for your dog, regardless of the autonomous community in which you are or the breed of the animal. Making sure you comply with this new regulation will give you peace of mind and help you cover any eventuality or damage that your pet may cause.
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2023-07-16 00:54:52
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