High Court Overturns Approval of Doctor’s Debt Settlement Arrangement, Allowing a Couple to Recoup €134,600 Owed to Them

In yet another shocking turn of events, a doctor’s debt arrangement has been struck down due to issues in notice on a couple who owed €134,000. The ruling, which has sent shockwaves throughout the medical community, is likely to have significant ramifications for other healthcare professionals who find themselves facing insurmountable debt. In this article, we take a closer look at the details of the case and what it could mean for doctors and other professionals facing financial difficulties.


A couple, Dympna and Seamus Costello, have won their objection to the approval of a doctor’s debt settlement arrangement in the High Court. The court ruled that the technical procedure leading to the approval of Dr Anas Mansour’s debt scheme was flawed, and therefore, cannot stand. The Costellos were not served properly with a notice requiring them to prove their debt due to deviation from the method specified in the Personal Insolvency Acts (2012-2015). The couple who had secured a judgment against Dr Mansour, GP Now, and his business partner in 2018 were excluded from the debt settlement arrangement as they failed to prove their debt within 14 days. The draft arrangement had acknowledged their debt and, if accepted by them, would have seen them paid in full over five years. Dr Mansour’s only other creditor, BMW Financial Services Ireland (DAC), will be paid its full outstanding amount of €49,568 under the proposed terms.


In conclusion, the recent news about the striking down of a Doctor’s debt arrangement has brought to light the importance of accurate and timely notice. This serves as a crucial reminder for both borrowers and lenders that proper communication and attention to detail can prevent legal and financial pitfalls. It is crucial to stay vigilant and aware of the legalities surrounding debt arrangements to ensure that they are executed properly. Hopefully, this incident will serve as a valuable lesson for all parties involved, and we can all move forward with clearer communication and a commitment to proper procedures in the future.