Melbourne Couple Claims Bank is Responsible for Mysterious Personal Loan

In a surprising turn of events, an Australian couple recently discovered $4000 deposited into their bank account without any prior application or knowledge. While this may sound like a lucky break for some, the couple found themselves in a state of confusion and uncertainty over how this unexpected windfall ended up in their account. The story behind the mysterious deposit raises some intriguing questions and highlights the importance of monitoring your bank accounts for unexpected transactions. Let’s take a closer look at how this strange occurrence played out.


A young couple from Melbourne are claiming that their bank has misled them regarding a mysterious personal loan that appeared in their account. In December 2019, Ashley and Cameron noticed a $4000 personal loan in their joint account which they say they never applied for. Suspecting fraudulent activity, they contacted their local Commonwealth Bank branch. Meanwhile, Cameron claims that a hacker had already been transferring money out of his account. Although the bank reported the incident to their fraud department, they did not freeze the account at that time. During the investigation, bank records revealed that the money had been transferred to people with whom Cameron had previously been involved in financial activities. Fortunately, as the transfers went to family and friends, the couple managed to recover most of the funds. However, the couple is concerned that the loan will negatively affect their credit history and desire the bank to clear it if they pay back the loan in full. While the couple awaits the resolution of the case with the Australian Financial Complaints Authority, they have expressed dissatisfaction about the bank’s treatment and implied that they will never bank with them again.


In conclusion, the peculiar story of an Aussie couple receiving $4000 in their bank account without ever applying for it may seem strange at first, but it highlights the importance of checking your accounts regularly and reporting any discrepancies. While it’s tempting to view unexpected windfalls as a welcome surprise, it’s important to remember that any unexplained funds could be the result of a mistake or, worse, fraudulent activity. In this case, the couple did the right thing by reporting the error and returning the money to its rightful owner. Hopefully, their story serves as a valuable reminder to all of us to remain vigilant when it comes to our finances.