Jakarta –
Honda Civic Type R is the most expensive car sold by PT Honda Prospect Motor (HPM) in Indonesia. The price for this performance car is IDR 1,399,000,000 (on the road in Jakarta). Approximately how much salary is right if you buy it in installments?
Quoted from the calculation results of a vehicle loan simulation from a financing institution, the Honda Civic Type R with a 20 percent Down Payment (DP) scheme or IDR 279.8 million. The cheapest monthly installments are IDR 22,850,400 for 60 months.
Or do you want it faster with a 20 percent down payment? an option is available for 24 months with installments of IDR 49,664,500.
The bigger the DP, the installments are usually cheaper. For example, DP 40 percent or IDR 419.7 million. Installments IDR 19,994,100 for 60 months.
The calculation above includes comprehensive insurance and is not binding, alias can change at any time.
Then how much salary is right for paying off a car? if you use a 40 percent DP scheme with installments of nearly Rp. 20 million, then the safest figure to take the car loan is with an income of Rp. 60 million per month.
Financial Planner from Advisors Alliance Group Indonesia Andy Nugroho, ideally the credit installment rate is 30 percent of total net income per month. But keep in mind for the sake of financial stability, potential consumers must also consider the amount of expenditure.
“To calculate how much is the ideal credit for goods such as motorized vehicles with our income benchmark, we can calculate a maximum of 30 percent of our income,” said Andy to detikcom, recently.
The Honda Civic Type R was a bone of contention, most of the businessmen bought it
Honda Civic Type R enthusiasts are beyond the expectations of PT Honda Prospect Motor (HPM). Indonesians are willing to stand in line for months to get this Rp. 1,399,000,000 car.
Currently, orders for the All New Honda Civic Type R have reached 95 units, while 15 units have just arrived in Indonesia.
He said that currently there are no enthusiasts for the All New Honda Civic Type R who have canceled their orders. Because the buyers of the Civic Type R are mostly consumers who are loyal to the Honda brand.
“Most of them are business owners and they are sports car lovers and Honda loyalists who have owned Honda cars before. We know what Honda’s quality is like, there are also many who have owned Type R before,” said Billy.
Watch Video “Invaded right-left, Honda is relaxed in facing HR-V competitors“
(served/served)
