There are people who can indeed do without the money, but do not want it right away.
And if someone can handle it well (emphasis on it) then there is nothing wrong with that.
And of course there are people who can’t handle it and end up in debt, but you have to imagine what the world would be like if you immediately put a hand over your head (you solve it) everyone who could go wrong. no problem with that, simple)
and although not directly relevant, it also reminds me of those same people who also often pay municipal taxes or excess in installments, because they don’t want to miss that amount in 1 go, even if they can do it just fine.
But for both, you have to be able to handle more, and if you abolish everything that might be a “risk”, because a certain group of people cannot handle it, you will not achieve enough with it.
and although I handle my money and bills well, I know (too many) people who can’t, people who don’t even get such a loan from Apple or the bank, people who don’t even get anything on installments (and BKR say a big no).
People who still get the money from somewhere and get into debt, because if one fails, they will still find a way. People underestimate how persistent some people can be when they want something (in a negative sense here)
