Households suffer millions of mishaps each year that require insurance assistance. According to data from the Unespa employers’ association, In 2019, almost 8.7 million problems were recorded in homes and neighboring communities. Specifically, there were 7.4 million incidents in individual homes and 1.27 million in communities of owners.
On average, the insurance sector solves 1,004 problems every hour that occur in homes and communities of owners in Spain.
The most common of all is related to water damage and is the appearance of leaks, which accounted for more than a third of the mishaps in that year, with 3,297 million. The next most frequent claims that appear on the list are glass damage, with 1.23 million notices; the support services, with 1.04 million; and the electrical damage, with more than 753,500 parts. In the case of robberiesthe study quantifies the number of mishaps at more than 384,000, which mostly affected individual homes (more than 357,000), which represents 4.4% of the total incidents.
Municipalities with more and less probability of suffering a robbery
Although Unespa has not yet presented the data for all of 2020, it does have calculations for part of the year of the pandemic. And it affirms that there were more than 78,000 mishaps related to thefts between August 1, 2019 and July 31, 2020, weighed down by the decrease in incidents during the first state of alarm.
By communities, the insurance employer affirms that Catalonia is the region with the highest probability of suffering a home robbery (58% more than in Spain as a whole), followed by Murcia (46%) and the Valencian Community (11%); that is to say, on the Mediterranean coast, where a good part of the second residences are concentrated.
Instead, in Andalusia, Madrid or the Balearic Islands the probability is lower to the national average, while Galicia, Asturias, the Canary Islands and the autonomous cities of Ceuta and Melilla are the areas of the country with the least probability of suffering this type of mishap.
At the municipal level, and taking towns with more than 75,000 inhabitants as a reference, Girona and San Cugat del Vallés (Barcelona) are the only ones where the probability of burglary in a home is more than double the national average (exceeds 140%). These are the 50 municipalities with the highest probability of theft in homes in Spainaccording to Unespa:
- Girona
- San Cugat del Vallés (Barcelona)
- Barcelona
- Mataró (Barcelona)
- Reus (Tarragona)
- Badalona (Barcelona)
- Santa Coloma de Gramenet (Barcelona)
- Murcia
- Ruby (Barcelona)
- Torrevieja (Alicante)
- Tarragona
- Cornellà de Llobregat (Barcelona)
- Lleida
- L’Hospitalet de Llobregat (Barcelona)
- Mijas (Malaga)
- Terrace (Barcelona)
- Baracaldo (Vizcaya)
- Torrent (Valencia)
- Las Rozas (Madrid)
- Chiclana de la Frontera (Cádiz)
- Orihuela (Alicante)
- Alcalá de Guadaira (Seville)
- Sabadell (Barcelona)
- Marbella (Malaga)
- Bilbao
- Cartagena (Murcia)
- Manresa (Barcelona)
- Coslada (Madrid)
- Getxo (Vizcaya)
- El Ejido (Almeria)
- Sant Boi de Llobregat (Barcelona)
- Parla (Madrid)
- Pozuelo de Alarcon (Madrid)
- Elche (Alicante)
- Alicante
- Valencia
- Two Sisters (Seville)
- Roquetas de Mar (Almeria)
- Rivas-Vaciamadrid (Madrid)
- Lorca (Murcia)
- Sevilla
- Fuenlabrada (Madrid)
- Castellon de la Plana
- Velez-Malaga (Malaga)
- Fuengirola (Malaga)
- Saint Sebastian
- Madrid
- Huelva
- Guadalajara
- Jaen
Instead, The 10 safest municipalities with more than 75,000 inhabitants son:
- Cadiz
- Oviedo (Asturias)
- San Cristobal de La Laguna (Santa Cruz de Tenerife)
- Santiago de Compostela (A Coruña)
- Santa Cruz of Tenerife
- Lugo
- Gijon (Asturias)
- Ourense
- The Gran Canarian palms
- Ceuta
The biggest mishaps
Within the robberies, the Unespa study also reveals which municipalities in Spain with more than 75,000 inhabitants have suffered the most expensive home robberies. The Madrid town of Pozuelo de Alarcón leads the ranking with an average amount of 2,602 euros; followed by Marbella (Málaga), with an average of 2,504 euros. Alcobendas (Madrid) is the third municipality with the most costly incidents in homes related to robberies, with 2,333 euros, and the fourth in Sant Cugat del Vallés (Barcelona), with 2,258 euros.
On the other side of the table are three locations in Madrid, Alcorcón, Leganés, Parla, with averages of between 593 and 416 euros, respectively; and the city of Cádiz, with an average damage of 322 euros in homes that suffered robberies in 2019.
The most common mishaps in homes
The study also compares the most common incidents in homes and communities of owners during 2019. And these are the ones that were recorded in each case:
