Facts: Most deposits from America’s 5 largest banks are uninsured

Here are five regional US lenders with the highest amount of uninsured deposits:

First Republic Bank

• Uninsured deposits – $119.5 billion.
• Uninsured deposits percentage of total deposits – 68%.
• Unrealized losses on available-for-sale investment securities on December 31 – $471 million.
• Share performance this month to date to Friday’s close – down 33.5%
• Recent Events – Additional funds secured from JPMorgan Chase & Co. Bank says it has more than $70 billion in unused capital.

Comerica Bank

• Uninsured deposits – $45.5 billion.
• Uninsured deposits percentage of total deposits – 62%.
• Unrealized losses on available-for-sale investment securities on December 31 – $3.03 billion.
• Share performance for the month to date to Friday’s close – down 16.1%.

Western Alliance Bank

• Uninsured deposits – $31.1 billion.
• Uninsured deposits percentage of total deposits – 58%.
• Unrealized losses on available-for-sale investment securities on December 31 – $674.9 million.
• Share performance for the month to date to Friday’s close – down 16.1%
• Recent Events – Reaffirmation of full-year deposit growth forecast from 13% to 17% post-crisis at Silicon Valley Bank.

Zions Bank

• Uninsured deposits – $37.6 billion.
• Uninsured deposits percentage of total deposits – 53%.
• Unrealized losses on available-for-sale investment securities as of December 31 – $1.63 billion.
• Share performance for the month to date to Friday’s close – down 20.3%.

Sinophus Bank

• Uninsured deposits – $25.1 billion
• Uninsured deposits percentage of total deposits – 51%.
• Unrealized losses on available-for-sale investment securities as of December 31 – $1.6 billion
• Stock performance this month to date to Friday’s close – down 17%.

Source: Company archives, Refinitiv, FDIC data, and analyst notes.