Who is behind the offer?
EmiratesExpatSanté is offered to you thanks to a partnership between the CFE, Assurance Santé Monde (ASM) These two players have joined forces to offer an offer that complies with local obligations.
Administrative formalities are designed to be as simple as possible. Thus, there is only one membership for the CFE and ASM, a single call for contributions and a grouped reimbursement.
What does the offer include?
Thanks to the CFE — Assurance Santé Monde partnership, you benefit from coverage of up to 100% of actual costs, with an immediate right to benefits and therefore no waiting period when you join, all associated with a healthcare network. qualified. As soon as you subscribe to the product, you will receive a right card giving you access to total third-party payment for all your health expenses in the UAE, whether in city care and/or hospitalization.
EmirateExpatSanté provides you with comprehensive and flexible health guarantees, with:
- Reimbursement of up to 100% of Actual Costs,
- Several levels of guarantee possible,
- An optical/dental option,
- Medical transport, hospital medical orientation, the presence of a relative in the event of hospitalization of more than 7 days on site,
- medical assistance/repatriation worldwide, at no additional cost to your basic insurance, with VYV International Assistance.
- In the event of a scheduled operation, possibility, with prior agreement from the assistance provider, of being hospitalized in France, return economy class plane ticket paid for by the insurer,
- Practical information, urgent messages, Legal Assistance, Services to the insured person (theft, loss or destruction of documents – concierge).
A pension offer is also included, including:
- Death benefit from all causes doubled in the event of an accident/PTIA for employees and non-employees,
- Daily allowances only in addition to CFE for employees.
You will also find in the offer a right to obtain and renew the visa.
Finally, EmirateExpatSanté is a certified product, you are assured of health coverage in accordance with local legislation.
You can consult the warranties on the website of World Health Insurance.
How does EmirateExpatSanté work?
- The local insurer Dubai Insurance Company allows to obtain or renew the visa
- The CFE ensures coordination with the general system when returning to France, issues the vital card, reimburses treatment worldwide on the basis of French rates.
- Complementary Health ASM completes the CFE reimbursement.
- The local management center MSH International issues the total third-party payment card in the UAE, gives access to the best healthcare networks.
- You are reimbursed as soon as you subscribe. No waiting period applied.
Your contract will be managed by ASM. They will be your only interlocutors for all your steps. You are assured of a privileged commercial relationship to provide you with the best possible support before, during and after your expatriation.
How to join?
This offer is made for you if:
- you reside in the United Arab Emirates;
- you are going to live in the United Arab Emirates;
- you need local coverage to get your visa.
Contact them to ask questions or to get a quote. Advisors are here to help!
asm-contact@dubins.ae or +33 (0)1 48 74 26 86