The Bank of Thailand accepted the policy of the Ministry of Finance. Bank of Thailand and the Association of State Financial Institutions host an event “Debt Solving Fair” have debt to fix Sustainable Beginnings” touring No. 4, Chonburi Province, in collaboration with state financial institutions commercial bank And partner agencies to provide advice, solve debt, top up, enhance liquidity for people in the eastern and nearby areas. With financial products and services, many special conditions at the Ban Suan Municipal Community Hall, Chonburi Province between January 20-22, 2023
Mr. Chatchai Sirilai Managing Director Government Housing Bank (GHB), as chairman of the Board of Directors of the Association of State Financial Institutions, revealed that the Ministry of Finance The Bank of Thailand (BOT) and the Association of State Financial Institutions assigned the Bank of Thailand to host the event. “Debt Solving Fair” have debt to fix Sustainable Beginning” Traveling No. 4, Chonburi Province, between 20-22 January 2023 at Ban Suan Municipal Community Hall, Chonburi Province which has been held continuously since 2022 to solve household debt problems
This is in line with the government’s policy that 2022 is set to be the year of solving household debt problems. After the epidemic situation of COVID-19 that although at present will be resolved and the Thai economy continues to recover But the debt burden of the people, especially the vulnerable groups and entrepreneurs who are affected by income or have lower debt repayment potential, still exists, with the Bank of Thailand cooperating with state financial institutions. and private Including a total of 23 alliance agencies, providing comprehensive measures to solve debt problems for people and entrepreneurs.
Loan support to enhance liquidity Build a career, increase income financial services And choose to buy a second-hand house or NPA property, as a result of organizing the 3 expeditions to solve debt, traveling in Bangkok, Khon Kaen and Chiang Mai provinces have achieved the objectives. Received the attention of the public and a large number of entrepreneurs with more than 25,000 requests for services at the event.
At the event, there was also a consulting service for resolving debt problems with the BOT. and the Thai Bankers’ Association, consulting on resolving bad credit card debt with Debt Clinic by Sukhumvit Asset Management Company (SAM), NPA debt restructuring with Asset Management Company Bangkok Commercial Public Company Limited (BAM) and asset management company Islamic Bank of Thailand (IAM) and other financial institutions with discount prices and special conditions, free financial health check services with the National Credit Bureau (Credit Bureau)
Adding knowledge to personal money management plans Be aware of investment scams with the Securities and Exchange Commission (SEC), consulting Plan your retirement savings with the National Savings Fund. (NSF.) and many other financial services from partner financial institutions.
At the same time, there are also highlight activities on stage throughout the 3 days, such as topic lectures. “How to live without debt and enhance luck to solve debts” with Dr. Chang Thosaporn Sritula, “How to sign and not to be in debt and how to stay at home without going into debt” with Sinsei Pennung Wongphudorn and the topic “How to manage debt Giving stable finances “with the young coach Money Coach Chakrabongse Mesapun, as well as products from community enterprises from villagers in various communities to sell as well.
This event, the Bank of Thailand prepares to bring measures to help solve debt and financial products, conditions or special interest rates to serve public customers, including debt relief, helping NPL customers up to 2 years. 1,000 baht per installment, interest equal to 0% per year (cut off all principal payments), while the 11th-18th month is charged at the interest rate of 1.99% per year and the 19th-21st month is charged at the interest rate of 3.90% per year. Month 22-24, installment is calculated from the interest rate of MRR-2.00% per year.
If the customer pays more than the specified amount by the bank, it will be used to cut the customer’s accrued interest (if any). Top up with refinance loans. Interest rate 1st year Interest rate MRR-3.40% per year (equal to 2.75%) Year 2 Interest rate MRR-2.90% per year (equal to 3.25%) Year 3 Interest rate MRR-2.40% per year (equal to 3.75%) The average for the first 3 years is only 3.25% (the bank’s current MRR rate is 6.150% per year).
Saving money with Happy Savings deposits, interest rates as high as 2.25% per year, and GHB savings lottery, worthwhile returns. High interest and rewards and filling housing with second-hand houses, GHB that will find more than 1,000 outstanding properties across the country, a discount of up to 50%, and a special privilege of 0% down payment for a maximum of 36 months on all items. Those interested can register for the exhibition through the system of Bank of Thailand at https://ln15.gsb.or.th/WEB-DEBT
