We want to renovate our old house: should we raise the mortgage for financing?
Our house is around 60 years old. Now we are planning construction work in the form of a small extension, the energetic renovation of the facade and roof as well as a new kitchen and new bathrooms. Should we raise the mortgage? Or what other financing options are there?
Stephan Mischler.
There are very different financing solutions for renovations. Depending on whether it is a value-enhancing or value-preserving investment, it also affects the issue of taxes and the pension situation. Your plans include both. When it comes to renovations, many owners primarily think of using their own liquid funds, i.e. savings.
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