/data/photo/2022/12/29/63ad35b94dc11.jpg "Learning from the case of a married couple who broke Rp. 120 million “M-Banking”, banks were asked to strengthen the verification system")
JAKARTA, KOMPAS.com – Account Breach banking services for smarthpone (m-banking) of IDR 120 million by a married couple with initials MI (36) and NH (24) is an important lesson for the society including the banking one.
A married couple managed to steal hundreds of millions of dollars by breaking into a BRI Mobile account from a mobile (mobile) phone they found in Mampang last Friday (9/12/2022).
However, director of the Center for Economic and Legal Studies (Celios) Bhima Yudhistira is of the opinion that the breach cannot be separated from the bank’s account verification system, which is still reportedly weak.
“From a banking perspective, this case is an important lesson that verification is lost or forgotten password it should be made tighter,” Bhima said kompas.comFriday (30/12/2022).
Bhima gave an example, the banking sector can apply a double verification model, for example via short message service (SMS) and email or activation via voice and facial messages.
As is known, such pairs can easily break into accounts banking services for smarthpone the owner of the phone just using the forget function password.
After successful login banking services for smarthpone on the cell phone, the two authors were tempted to see a large sum of nominal money. They then transferred IDR 120 million to NH’s account.
In a similar situation, Bhima said, ideally the cellphone owner reported it immediately to the bank when it was lost. The report is required so that the contents of the entire account cannot be used for transactions by anyone other than the customer concerned.
“Block number cell phone can also be performed by the operator because the procedure for requesting an OTP (one-time password) or replacement password allow when number cell phone still active,” Bhima said.
MI and NH are said to have used the stolen Rp 120 million for wedding expenses. They used the stolen money to buy wedding presents.
Police have seized a number of pieces of evidence since the arrest of the perpetrators, namely four mobile phones, three ATM cards, six gold jewels and Rp. 5 million in cash. Now, the two perpetrators have been detained at the Mampang Prapatan Police Headquarters.
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