There are many banks currently offering affordable homes with the aim of liquidating its real estate assets. In this case, Caixa Bank has put up for sale 1,000 houses of all kinds like apartments, duplexes and chalets through its Haya real estate portal, with prices starting at 10,000 euros. In addition, the bank offers customers who buy their own home the opportunity to obtain the 100% mortgage. of financing.
Caixabank explains that for get 100% financing. a number of requirements must be met. To achieve this goal, the institution requires you to bear the costs of buying and selling and formalizing the mortgage, which are approximately 10% of the value of the house, having pay book with a stable job, and not having debts that exceed 35% of our income. These requirements are also recommendations established by the Bank of Spain and major banking entities such as BBVA or Unicaja.
The most of houses offered by CaixaBank They come from embargoes, non-payment of shares or insolvencies of the former owners. It is important that before proceeding with the purchase of a house it is visited. Furthermore, it is important to check whether the property has condominium expenses or belongs to a condominium, since in these cases we will not be able to use the house once the mortgage has been stipulated.
Caixabank offers apartments for sale starting from 10,000 euros
Of the houses that CaixaBank offers through its ‘Haya’ real estate portal, most fall within a price range which, with discounts, are between 20,000 and 60,000 euros.
Semi-detached house in Puertollano (Ciudad Real) for 6,500 euros
It is a semi-detached single-family house located in the municipality of Puertollano, in Ciudad Real. It has 90.43 m2 useful distributed in a bedroom, a bathroom, a living-dining room and a kitchen. sold by 6,500 euros.
Apartment in Argamasilla de Alba (Ciudad Real) for 13,200 euros
In the Colonia de las Acacias, located in Argamasilla de Alba (Ciudad Real), this apartment of 83.20 m2. While the bank doesn’t provide photos of the property’s interior, it does report that it has two bedrooms and one bathroom. sold by 13,200 euros.
Apartment in Tavernes De La Valldigna (Valencia) for 15,000 euros
In Les Figueretes street, in Tavernes de La Valldigna (Valencia), it is sold below 66.75 m2 useful. It has three bedrooms, one bathroom and the kitchen is fully equipped. In the announcement they also highlight that it has common gardens, to be shared with the rest of the property. Its price is 15,000 euros.
Apartment in Villatobas (Toledo) for 18,400 euros
Located on Paseo Del Parque street, in Villatobas (Toledo), this property with two bedrooms, living room, bathroom, kitchen and terrace is sold, distributed in 104.43 m2 useful. The five-story building does not have an elevator. As for the floor, it has built-in wardrobes. Its price is 18,400 euros.
Apartment in Santa Bárbara (Tarragona) for 20,000 euros
The apartment for sale, located on Calle Del Mestre, in Santa Bàrbara (Tarragona), has three bedrooms, a bathroom and a fully equipped kitchen. It is located on the third floor of the building (which has a total of four) and has an area of 85 m2 useful. It also has an armored entrance door and double glazed aluminum windows. sold by 20,000 euros.
Apartment in Vila-Real (Castellón)
The property, located on Calle Cordon, in Vila-Real (Castellón), has three bedrooms, a bathroom, a living-dining room and a kitchen. The surface is 79.15 useful meters and is located on the fourth floor of the building, is being sold for a price of 20,200 euros.
