Because of this Kathrin Gotthold, insurance expert at Geldratgeber Finanztip, is also expecting an increase in premiums. But many motorists could do something about it. Step 1: check the kilometers traveled. Because of working from home, many workers weren’t driving as much as they once agreed with the insurance company, says Gotthold: “If you know you’ve driven less than agreed, you should definitely report this to your insurer. We have an insurer survey done. everyone said they would take it into account in retrospect “. If you drive little enough, this will also be taken into account in the contribution and you will actually get your money back.
Plus, you can save ten percent on average by paying your insurance premium annually rather than monthly, says Gotthold. If you want to make even more of it, you can increase the deductible in case of damage.
change Car insurance can be worth it
And then it helps to change from time to time. The willingness to do so is on the rise, says Christian Buric: “We have conducted a recent survey of drivers. And one in three are thinking about changing their car insurance. Of course, this also has an effect on competition in the market. In other words. : competition is increasingly difficult “.
The bottom line is that this is good for the policyholder. Because it drives prices down. If, despite intense comparisons, it still seems too expensive, there is only one thing left: moving to Stendal or the Kyffhäuser district.
