How does Schufa rank consumers?

In seven steps, the data relating to current accounts, credit cards, installment loans, real estate loans, online purchases on account, removals and arrears on the Internet are queried. Consumers can try 1,800 different combinations of the seven most important factors affecting creditworthiness. The result is a simulated score value that comes very close to the actual Schufa score. With the real score even more data is required. Only the user sees the data entered in the simulator, not the Schufa These data are not saved.