Belgian ten-year interest flirts with 3 percent – what does it mean for your savings, stock, or home loan?

“In recent years you have had the TINA effect for stocks: there is no alternative (if you wanted a return on your money, you had to look mainly at stocks, ed). But that alternative is available today, due to the higher interests interest rates: fixed income products such as bonds. ” Bonds are a type of loan to corporations or governments, with a fixed maturity date and (usually) a fixed annual yield.