Summer is here, vacationers are taking advantage of a change of scenery and very often, this translates into a trip abroad. But then, in the event of an accident, how to react?
–On average 35,000 French motorists are involved in road accidents each year abroad. And if you always have to prepare before the trip, it is still good to know how to react when the time comes.
But here, before taking the road of the holidays, it is necessary well to check that the country in which you go is part of the list of localities covered by your insurance.
If not, don’t worry, but it is important to take out additional insurance when arriving at the border of the country in question. For information, most countries of the European Union are indeed part of this list present on the green card or international card.
On the spot, what to do?
Of course, all these measures were preventive. But then what if an accident does take place abroad? Well you have to contact your insurance as soon as possible.
According to the terms of your contract, the latter will then take care of the towing to a garage in the event of damage, but also of the necessary parts and even accommodation.
But beware, it is important not to act without the agreement of the insurer. Indeed, the latter reserves the right not to make reimbursement in the event of costs without its approval.
Finally, you have to finalize the details with your insurer within five days so that the latter can have the damage appraised and the file can be entrusted to a local correspondent.
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