If you can choose, of course you want to spend old age with Prosperous. Prosperous in terms of health, as well as financially. Able to have their own money, so there is no need to bother children and grandchildren. Family finances are safe.
Well, if you want to spend your old age in prosperity, of course, from now on, efforts must be prepared early retirement. So when old age can be spent in peace. Come on, let’s see what you need ayah prepare before pension religious.
1. Calculate how much retirement funds are needed
The first important thing for dad to be able to retire with a secure financial condition, is to calculate how much retirement funds are needed. For example, the life expectancy of the father is up to 80 years, and the father wants to retire at the age of 50.
So, the father must prepare funds at least (amount of expenses per month x 12 months) x 30 years. That’s why while you’re still young, you have to be frugal and focus on creating various sources of income. That way, when you are at retirement age, your finances are safe.
2. Avoid debt
One of the obstacles to one’s happiness, is debt. Debt can make the mind uneasy. Therefore, fathers should avoid debt so that old age can be lived in peace. If there is still a debt now, it should be paid off immediately.
3. Prepare Health Insurance
One of the causes of a person being impoverished instantly, is the huge hospital costs. That’s why when dad is still healthy, it’s a good idea to set aside money to prepare health insurance that is made yourself. That is, not bound by the company.
Why is this important? When you retire, usually the company’s health insurance is no longer valid. If it was only then that you wanted to open health insurance, then the possibility could fail due to starting to get sick, or even if accepted, the premium costs are large because of old age.
Therefore, while you are still young and still healthy, you should start opening health insurance. Just in case when you are old.
So, those are some of the things that you must prepare if you want to spend early retirement in prosperity. How about you, have you started preparing now?
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