The negative interest rate at KBC applies to companies and legal entities. Nothing will change for private individuals, because KBC had not introduced a negative interest rate for them. The minimum interest rate of 0.11 percent applies to KBC’s regulated savings accounts.
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ING Belgium previously announced a similar measure, also from 1 September. Private individuals are involved at ING: on parts of the savings (from at least 250,000 euros) a zero interest rate or even a negative interest rate applies. The negative interest rate will also disappear for “the vast majority” of ING Belgium’s corporate customers, the bank announced at the beginning of June.
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