Since last month floating rates, anticipating the ECB, they had started to rise: on average they are 1.08% compared to 0.87% last year. Always on The print, Nicoletta Papucci, of Mutuionline, clarifies: “Those who had chosen the variable rate before 2015 have largely already substituted a fixed rate. Those 5-10% who chose the variable could perhaps take the opportunity to switch now to the fixed rate”