Fromstamp duty to the monthly fee, and passing through the extra expenses, at the end of the year many account holders are often very sorry for having opened a bank account. In most cases, the total cost of maintaining a current account almost always exceeds 100 euros per year. In addition, the costs are further increased if, for example, a second ATM is issued for the spouse.
And even when a credit card is associated with the bank or postal current account, which provides for the annual membership fee to be paid. In other words, the current account is a banking product that is certainly indispensable, but when few transactions are made in a year, perhaps it is better to focus on tools that are alternative but equally safe for money management.
You could say goodbye to the bank account if you do few transactions and if you want to save as much as possible
In this regard it must be said, not surprisingly, that the perfect and alternative product to the bank or postal current account is the so-called card account. That is, the rechargeable card with IBAN that allows you to carry out all the most common and recurring banking operations. With the possibility of reducing costs as much as possible. For example, for those who are really convinced that you could say goodbye to a bank account, with the account card you can credit your salary and pension. Just as you can top up your mobile phone, you can house your bills, you can make and receive wire transfers, and you can even pay taxes.
What are the advantages of a rechargeable card with IBAN
Compared to the bank or postal current account, the rechargeable card with IBAN is the ideal product to manage expenses and to never take the longest step of the leg. With the account card, in fact, you will never be able to go red. Just as the product is safe both for purchases in physical stores and for online shopping and always within the credit limit available.
Compared to the current account, the card with IBAN generally has a fixed cost of just 12 euros per year. That is, a monthly fee of just 1 euro. But often the account card is free of charge for young people who, therefore, can manage their own money without fixed costs.
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