Those who have money deposited in the bank, in a current account, in most cases can sleep peacefully. As the money is not only safe, it is available at any time even for large withdrawals.
However, in the bank account, and also in the postal account, the money is safe up to a certain point. Given that those who have unpaid debts risk the nightmare of third party foreclosure.
In this case, in fact, the current account is blocked. As the creditor has obtained the title to proceed with forced execution. That is, to oblige the debtor to pay precisely through the liquidity he has in his current account. An account that, if foreclosed, cannot be moved.
So, for example, on a foreclosed bank or postal current account it is not possible to make withdrawals and not even make payments via online bank transfers or in branch offices. So let’s see how to get out of the attachment of the current account with third parties. Let’s see, then, also what are the ways to avoid being blocked the account. Given that this is not only an unpleasant situation, but also one that generates even insurmountable difficulties at an economic level.
How to legally unlock a foreclosed bank or postal current account with third parties and tips to avoid forced execution
In detail, the advice to avoid forced execution is always to reach an agreement with creditors outside the judicial measures. Because in most cases, the creditor too, finding an agreement with the debtor, prefers to focus on an out-of-court resolution of the issue. Without waiting for the often long times of justice.
Having said that, on how to legally unlock a foreclosed bank or postal current account, it must also be specified that in this case there is nothing to be done. That is, the current account will be unlocked only when the debtor has settled the accounts with the creditor.
How third party foreclosure works
Pursuant to the law, the account holder can unblock his foreclosed bank or postal current account only by depositing the sum due to the creditor at the registry of the giudice who carried out the foreclosure.
But it does not end there for the debtor who, in order to have his foreclosed current account unlocked, will have to pay interest and expenses as well. That’s why, on balance, the current account holder he has debtsto avoid the assault of creditors, he should always find an agreed, amicable and extrajudicial solution with them.
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