Change the age of JHT claims, the reason for the Coordinating Minister for Airlangga: The Accumulation of Benefits is Bigger

JAKARTA, KOMPAS.com – Coordinating Minister for Economic Affairs, Airlangga Hartarto reveals the government’s reason for changing the claim age limit Old Age Guarantee (JHT) BPJS Employment to 56 years.

The former Minister of Industry said that the JHT claim at the age of 56 allowed workers to benefit more, mainly from a greater accumulation of money. According to him, the accumulation of cash can guarantee the life of workers in old age.

The minimum limit for JHT claims at the age of 56 is stated in the Minister of Manpower Regulation Number 2 of 2022 as a derivative rule of PP Number 37 of 2021.

Also read: Megawati’s big role behind the new JHT rules to be liquidated at the age of 56

“With the Permenaker 2 of 2022, the accumulated contributions and benefits will be greater if participants reach retirement age, which is 56 years old,” said Airlangga at a PPKM press conference, Monday (14/2/2022).

Airlangga explained, JHT was designed as a long-term program to provide certainty of the availability of funds for workers when they enter unproductive age due to retirement or permanent disability or death.

Meanwhile, workers who have been laid off can take advantage of the Job Loss Guarantee (JKP) which will be launched by the government. He claimed that the contribution rate of 0.46 percent of wages was borne by the government so that it would not burden workers.

Also read: Airlangga: Layoff Workers Get More Money Using JKP Instead of JHT

“The government does not ignore protection if workers or workers are laid off before the age of 56. The government provides protection for workers or laborers in the form of JKP, severance pay, service award money, and compensation for rights,” said Airlangga.

Then Airlangga ensured that workers could still withdraw their JHT balance before the age of 56 for several purposes, provided that they had fulfilled a minimum membership period of 10 years.

The claimed value is 30 percent for housing or 10 percent for other purposes. The rest can only be taken at the age of 56 years in accordance with the Minister of Manpower Regulation Number 2 of 2022.

“Can be disbursed before retirement with certain conditions, has followed membership for a minimum of 10 years. And the value that can be claimed is a maximum of 30 percent of the total JHT for housing loans or housing needs, or a maximum of 10 percent for needs other than housing needs,” said Airlangga.

Also read: How Big is the Disbursement of JHT vs. JKP? This is Government Version Simulation

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