These good intentions for 2022 will save you money

New Year’s resolutions for 2022. Next year we will really go to the gym more often, eat less pizza and learn to plan better. But what about your financial intentions? What financial goal do you want to achieve next year? Extra money, that’s nice.

Also think about New Year’s resolutions for your finances.

Good intentions about money

To help you on your way, we give five examples of financial intentions. Choose which one suits you and read how to achieve them.

1. Create a fuck off fund

Out research shows that a third of the Dutch think they cannot absorb unexpected expenses of 2,000 euros. Is that the case with you too? Then you can nicely add the creation of a nice buffer to your New Year’s resolutions. If you’re ready to take it one step further, there’s the fuck off fund. Just because of the name already a cool intention.

A fuck off fund is an amount with which you can pay your fixed costs for a certain period (for example, six months), so that you have the freedom to get out of an unpleasant situation. For example, you can quit a job if you are really no longer happy there.

In other words: with a fuck off fund you have the freedom to live life on your terms, without money worries.

Also read: Why you need a fuck off fund and how to build it

2. Live healthier and save money

Why not combine two New Year’s resolutions? ‘Living healthier’ is one of the most popular New Year’s resolutions every year. But have you already realized that this often saves you money? For example, by walking or cycling more often instead of by car, you save money on petrol.

And if you stop with soft drinks, sweets, cookies or, for example, smoking, you will save more money on your groceries. Now that you know that you’re fulfilling not one, but two New Year’s resolutions, it’s easier to stick to them.

3. A better relationship with money

Exactly what that better relationship with money looks like depends entirely on how you currently feel about it. Maybe you think it’s stupid and complicated, and you don’t really dare to look at your bank account. Then the first step is to get a grip on your finances by means of an Excel file, pen and paper or a budget app.

Do you already have an overview of your finances? Then the next step can be to formulate savings goals. This will ensure that you see money as a means to achieve your goals and immediately give you extra motivation to save considerably in 2022.

Another good resolution is to think carefully about your beliefs about money. Do these fit? Common misconceptions include that you can’t enjoy life without spending money, or that all rich people are snobs or criminals.

Want to know more about this? 5 Beliefs About Money To Erase From Your Money Mindset

4. Earn more

People often focus on saving and saving when they come up with good intentions in the field of money, but you can of course also earn more to create financial breathing space. You can do this in several ways. By going well in 2022 negotiate about your salary for example. Or go for a career switch where you earn more, start your own company, passive income to generate or a side hustle to start up. Don’t let the corona crisis stop you, although you can of course take it into account.

5. Make your money work for you

You can think of investing in real estate, investing or making your house more sustainable to reduce your monthly costs. You can also make your money work for you by investing in yourself. By gaining additional knowledge through online courses, webinars or even training, for example.

Also read: A step-by-step plan to save 10,000 euros in 2022

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