This true annual travel multi-risk covers all your stays of less than 90 consecutive days and includes special COVID guarantees for more peace of mind, both in terms of cancellation before departure (positive test, contact case, etc.) and during the stay (costs medical, quarantine …).
This package, automatically renewed, pays for itself from the second trip and allows frequent travelers to avoid taking out insurance for each trip.
When you are not traveling, your sports or leisure activities are also guaranteed in the event of cancellation or interruption.
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- Guarantee period
- Up to 365 days
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- Residence
- European Union countries
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- Destination
- Whole world
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- Nature of stay
- Short trip,
Hobbies
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- Age limit
- Before 80
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- From
- 139 €/ an
Our guarantees
Repatriation Assistance
Costs
medical
Cancellation-Modification
incident-interruption
Individual accident
Baggage
Resp.
civil
- Teleconsultation before departure
- Medical repatriation by assistance centers
- Additional home assistance following repatriation
- Cover for a return ticket and accommodation costs for a loved one, in the event of hospitalization of the insured
- Coverage of the costs of extending the stay
- Accommodation costs following quarantine
- Emergency suitcase, telephone package and psychological support following quarantine
- Provision of a Return transport ticket to the insured in the event of the death of a close relative
- Return accompanied by children
- Return impossible
- Repatriation of the body in the event of death
- Legal costs up to € 3,100
- Advance of the penal deposit up to € 15,300
- Search and rescue costs up to € 5,000
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Reimbursement up to 100% of actual costs, capped at € 500,000
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- Advance of hospital costs in agreement with the Assistance
- Other health costs, upon return of the insured and in addition to Social Security, deductible € 30
- Emergency dental treatment, maximum € 250
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Including relapses or worsening of previous illnesses
Reimbursement of cancellation costs up to € 6,000 per insured person and per trip and € 12,000 per event, excess € 30 per file, in the event of:
- Illness, accident, hospitalization or death of the insured, his spouse, a member of his family, the person accompanying him during his trip or the professional replacement of the insured (liberal professions only) beforehand designated on the membership form.
- Refusal of boarding by the insured resulting from a temperature measurement at the airport on the day of departure.
- Positive result of a PCR and / or antigen test of the insured.
- Insured’s vaccination failure
- Designation “Contact case” in the 14 days preceding the departure.
The insured and his spouse are also covered in the event of:
- Administrative or judicial summons
- Invitation to a resit examination
- Economic dismissal
- Significant material damage or theft, at home or business premises, requiring the imperative presence of the insured
- Serious damage to the vehicle or breakdown of the means of transport preventing the insured from going to the place of stay
- Contraindications and follow-up to vaccination
- Obtaining a job for those registered with Pôle Emploi
- Professional transfer leading to a move
- Refusal of leave by the employer, deductible 25%
- Refusal of tourist visa
- Flight within 48 hours of departure of an essential travel document
- Couple separation
- Riot, attack or act of terrorism occurring abroad
Reimbursement of cancellation costs up to € 6,000 per insured and € 12,000 per event, deductible 60 € per file, in case of impossibility to leave due to the occurrence of ALL unforeseeable event beyond the control of the insured not listed above, including terrorist attacks and acts in the country of destination, EXCEPT :
- Any circumstance affecting the simple pleasure of the trip,
- Financial failure, liability of the tour operator or carrier,
- Cancellations due to the tour operator or carrier,
- Cancellations following a forgotten vaccination,
- Cancellations resulting from the non-presentation of a document essential for the trip.
- Complication of pregnancy beyond the 28th week
- Pollution, natural, health and climate disaster
- Events occurring between registration for the trip and registration for the insurance contract.
Reimbursement of cancellation costs for sports or leisure activities up to € 1,000 per insured and per year, excess of 10% with a minimum of € 30 per insured.
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Occasionally or during the trip
- Luggage delivery delay of more than 24 hours up to € 300 per insured person and per year, maximum € 600 per event
- Flight delay of more than 5 hours, up to € 150 per insured, maximum € 450 per event
- Costs of interruption of stay following repatriation, up to € 6,000 per insured person and per trip, maximum € 12,000 per event
- Transmission of urgent messages
- Advance of funds up to 5,000 €, in the event of loss or theft of means of payment, passport
- Damage to rented sports equipment, including ski equipment
- Refund of ski pass and / or ski lessons
Costs of business interruption, including following temporary closure of the premises, in the event of an inability to practice the activity (accident, illness, death, transfer, etc.)
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- Payment of a capital of € 15,000 in the event of accidental death or disability greater than 10%, maximum € 50,000 per event
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- Theft, destruction or loss during transport by a transport company up to € 2,000 per insured and per year or € 4,000 per event, without excess.
For valuables, the reimbursement limit is 50% of the amount of the guarantee.
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Civil Liability Insurance, excess 150 €
- Bodily injury and non-material damage up to € 4,500,000, including € 750,000 for consequential material and non-material damage.
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Prices
| Principal insured | Before 65 | Before 80 |
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| per person | 139 € | 159 € |
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| Accompanying | Before 18 years old |
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| My child | 39 € |
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