Not having auto insurance on your vehicle can be very expensive.
Photo: Caspar Rae / Unsplash
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The auto insurance system in the United States, in many states is mandatory and if you are not familiar with this requirement you can have many consequences with the police and the Department of Motor Vehicles (DMV).
Why can’t I keep my car without insurance?
You cannot withdraw auto insurance from your vehicle while it is registered with the DMV. If you do, you could be fined by the Department, Although it is not a police fine and does not have legal repercussions with the DMV, it can be very expensive, in addition to that your plates could be suspended and the traffic police would stop you constantly.
But that’s not all, just stop paying for auto insurance one day to be fined by the Department and the charges will increase every 30 days.
Obviously, Leaving your vehicle without auto insurance is not a good idea and can have the following consequences.
– You could be sued
– If someone hits you, you may not be covered depending on the state you are in
– You could have to pay the expenses you caused from your bag
– The DMV will fine you (Look at the list of charges that DMV state charge down)
– DMV could suspend your license plates
– The DMV could suspend your license (depends on the state)
– Your car could be towed by deregistered license plates
So no, you cannot withdraw auto insurance from your vehicle while it is registered with the DMV or are you driving it
Each state has its own fines and penalties. Because, Here we have gathered some of the fines that different state departments can apply for not paying for auto insurance.
Alabama: $500-$1,000
Alaska: $500
Arizona: $500-$1,000
Arkansas: $50-$250
California: $100-$200
Colorado: $500
Connecticut: $50-$200
Delaware: $1,500-$3,000
Florida: $150-$500
Georgia: $25-$185
Hawaii: $500-$5,000
Idaho: $75-$1,000
Illinois: $500-$1,000
Indiana: $250-$1,000
Iowa: $250
Kansas: $1,000-$2,500
Kentucky: $1,000
Louisiana: $100-$700
Maine: $100-$500
Maryland: $1,000-$2,500
Massachusetts: $500-$5,000
Michigan: $200-$500
Minnesota: $200-$3,000
Mississippi: $500
Missouri: $500
Montana: $250-$500
Nebraska: $50
Nevada: $250-$1,000
New Jersey: $300-$5,000
New Mexico: $300-$1,000
New York: $150-$1,500
North Carolina: $50-$150
North Dakota: $150-$5,000
Ohio: $160-$660
Oklahoma: $250
Oregon: $130-$1,000
Pennsylvania: $300
Rhode Island: $100-$1,000
South Carolina: $100-$550
South Dakota: $100-$500
Tennessee: $25-$300
Texas: $175-$4,000
Utah: $400-$1,000
Vermont: $0-$500
Virginia: $500
Washington: $450-$1,000
West Virginia: $200-$5,000
Wisconsin: $510
Wyoming: $250-$1,500
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