That of setting aside the savings and then depositing them in the current account is a very important activity: a particular detail, however, is not known to everyone.
The business of putting aside your savings, then depositing them on the Bank account, banking or post office is very important, as it helps to make one’s economic situation more stable: a particular detail, however, is not known to all, but what is it about?
Entrust your own savings to a credit institution it is an important operation that saves them, in spite of what certainly happened more frequently in the past. The number of those has probably dropped workers which, after receiving your own salary, they collected it and then kept it at home.
The aforementioned is perhaps a more widespread attitude among the elderly, as far as it concerns pension allowance, but on large numbers, the use of the current account for the deposit is mostly widespread.
But what is the detail particular that not everyone knows about it?
Current account, savings and deposit: Article 1834 of the Civil Code
It is an important detail what is underlined by proiezionidiborsa.it, who, speaking of current accounts, savings and deposits, mentions to article 1834 of the Civil Code.
This legislative provision, it says, establishes that the credit institution obtains ownership of the sums of money which have been paid by the account holder, but who is required to return the said amounts that have been deposited.
The bank in fact becomes the owner but is obliged to return of the sums, to the agreed deadline o alla request of the depositor.
“In the deposits of a sum of money with a bank, – we read in this regard – this acquires the property and is obliged to return it in the same monetary species “.
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It is a property over a certain period of time, which is determined by the expiry of the contract or if, as mentioned, the one who has the current account does not request return than deposited.
A detail that perhaps not everyone is aware of, linked to the functioning and the discipline, also in terms of legal matters, which is there in this regard and inherent to the operation in question.
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