How much can be paid into our current account. Are there any limits? And if so, which ones. Here’s what we don’t know.
Have you ever wondered if exists a limit for cash deposits into a current account? We start from the consideration that not everyone obviously has the same needs. The relationship of a worker employee with your current account is completely different from that, for example, of a freelancer who by type of work and needs daily manages everything in a completely different way.
An employee or a retired, having monthly salary or pension credited directly to his current account, he does not need any particular money movements, he will take what he needs for expenses daily and the rest will be there, as a sort of piggy bank, in bank or at the post office. In the opposite case, there is a completely different relationship with the bank, in the sense that you may need to carry out it on a daily basis payments.
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Current account: beware of unexpected checks by the state
At this point it remains from understand if indeed there may be a limit to the money that can be paid into one’s current account. The limit to better understand the question is all in the justification of it presence of money. In practice, then, if you are capable to justify the presence of a certain amount of money in our possession with the necessary documentation. Tax audits could clearly determine an inaccurate source for determined payouts, realistically speaking.
But we must be careful of one eventual reporting to the Financial Intelligence Unit (Uif), this could happen if there is a suspicion that money is being laundered, perhaps coming from illegal activities. ll limit, therefore, it is all there, in the possibility of justifying or not the income that gradually characterizes ours Bank account.
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ImportantIndeed, it is therefore essential to always have certification of the origin of our money, only in this way will we be able to stay rest assured and not to risk complications deriving from any tax checks. The real risk is in fact this. For everything else, we can safely say that they do not exist limits to the payment of money into your current account. You can have all the money you want, clearly having the possibility of being able to certify its origin, for not slip into in perishable and easily resolved accusations.
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