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July 01, 2021 – 9:05 pm Clock
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With the credit card in the boutiques of Paris, Milan & Co?
Credit cards are not just there to buy things on credit. Instead, they should provide advantages for the jet-setters among us when traveling and shopping. It is also no wonder that providers advertise additional services to stand out from the competition take off. We watch two Gold cards with the corresponding functions.
What are the advantages of shopping with a credit card?
Credit cards are the practical companion in the wallet! Wherever you are in the world: purchases can be paid for from the checking account at the end of the month in one fell swoop – or you can stutter the expenses over longer periods of time. Not only that: Many credit cards lure with various promises of bonuses and discounts.
- Advantages when shopping! Often there are discounts in shops, airport lounges, discounts for hotels, car rentals, etc.
- Insurance for frequent travelers: Even insurance and 24-hour services are part of the scope of many credit cards. For example, with some credit cards there are large insurance packages with travel cancellation insurance and international travel insurance for globetrotters.
- Earn miles: Many users want to collect bonus miles or reward points on the side.
Tip: Pay attention to the small print so as not to be surprised by possible additional costs. If you are aware of the demands placed on a card in advance, it will be even easier to find a suitable variant.
American Express Gold Card mit VIP.de-Rabatt
American Express credit cards meet all the standards on paper that one can expect from a card when traveling and shopping.
By the way: The American Express Gold credit card is currently limited to one 200 euros starting credit – The only requirement is a turnover of 3,000 euros in the first six months. What advantages does the golden card promise?
- Amex-Offers: Discounts in selected shops, on flights, accommodation, etc.
- Invitations: To exclusive events (on site and virtually)
- Insurance package: Accident insurance, health insurance and travel cancellation insurance, motor vehicle cover letter, luggage insurance
- Shopping: Extended right of exchange (online and offline), 90 days purchase protection
- technology: Apple Pay, payment notifications, contactless payments, Amex app, customer service: 24 hours a day
- Membership Rewards: Collect points and have them paid out in rewards. Conversion into miles or payback is possible.
- Costs and fees: Annual fee 144 euros, effective annual interest 5 percent, foreign currency 2 percent of the amount, cash 4 percent, at least 5 euros.
AMEX Gold: Who is the card suitable for?
So who is the Gold Card for? With numerous discounts, perks for airport lounges, hotels and car rentals, the credit card is ideal for shopping queens and globetrotters who love to travel. In short: for everyone who wants to enjoy the jet set life.
Miles & More: The Lufthansa program for frequent flyers
In addition to shopping enthusiasts and bargain hunters, a credit card is particularly interesting for frequent flyers. The paid Miles & More Gold Card is suitable as a travel companion for miles collectors. Here, too, there is a welcome bonus with up to 15,000 award miles. For Lufthansa customers, this can quickly pay off in the miles area.
- Earn miles: Earn 1 award mile for every 2 euro spent on your card
- Mileage protection: Award miles are protected against expiry
- More award miles: With Miles & More Online Shopping, in the Lufthansa WorldShop
- Award miles With Avis car rental: 5 award miles for every euro you spend
- Costs and fees: Annual fee: 110 euros, effective annual interest 8.9 percent, foreign currency 1.75 percent, cash 2 percent, at least 5 euros.
Who is the Miles & More Gold Credit Card suitable for? Frequent flyers in particular can benefit from the Lufthansa credit card. The protection against expiry of miles grants a certain level of security and offers real added value.
Are there also credit cards without an annual fee?
Annual fees are a deterrent for many users. In the meantime, however, there are some attractive credit cards on the market that do not require any annual fees.
For comparison: the American Express Blue Card is free, for example, but also has significantly fewer benefits compared to the gold version. In addition to the no annual fee, bargain hunters can look forward to a starting credit of 35 euros, shopping discounts and an included traffic and accident insurance. To collect Membership Rewards, however, there is an annual amount of 30 euros. In comparison, globetrotters prefer to use the Gold Card.
Credit cards in comparison: which offer is worthwhile?
The card duel between the jet set and shopping credit cards is close! Both the American Express Gold Card and the “Miles & More” Gold Card are recommended for leisure and business travelers. The individual needs are decisive here: Those who like to shop should take the Amex Gold Card into consideration; Lufthansa fans in particular like to use the “Miles & More” card.
Tip: A look at comparison portals like Verivox* helps with decision making. Find out about current offers before concluding a contract.
So does paying by credit card change everything when it comes to jet set and shopping? Of course not! But they are always practical helpers for the frequent travelers among us!
* We work with affiliate links in this post. If you buy a product through these links, we receive a commission from the provider. There are no additional costs for you. Where and when you buy a product is of course up to you.
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