If you want to take part in public transport with a motor vehicle in Germany, you must complete a Car insurance Committed. There is a good reason for this, because vehicles can pose an immense danger to other road users. With the AXA general agency Mohr & Wilhelm in Rudesheim am Rhein choose a competent and experienced partner – for more safety in road traffic.
Car insurance in Germany
The Car insurance, more precisely liability, is required nationwide as a minimum protection. It pays when you cause damage to another person with your vehicle. The type and amount of damage to property, personal injury or property damage are irrelevant, because according to the German Civil Code you are basically liable regardless of whether you can meet the other side’s claim at all.
The partial coverage extends this basic protection. It is voluntary and provides benefits in the event of damage caused by force majeure and collisions with animals. The fully comprehensive insurance goes beyond that. Accidental damage that you caused yourself will also be replaced here. We waive the objection of gross negligence in all cases.
As a rule of thumb, if the vehicle has a residual value of over 50 percent, it is better to take out full insurance than partial insurance. Because here the higher insurance premium and the at the same time more comprehensive benefits are in a good relationship.
Advantages and benefits of AXA motor insurance
We want you to travel safely. In the Car insurance With AXA for private individuals, you benefit from the following advantages, among others:
- Modular structure for maximum flexibility.
- Co-insurance of numerous other risks, e.g. abroad, possible.
- Bundling and other discounts.
- Simple, fully digital management and adaptation of your insurance.
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