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–One of the requirements of the Institute of the National Housing Fund for Workers (Infonavit) to get a credit is to have at least 116 points, but what are they and how are they calculated?
Son a rating that the Institute calculates for determine who are candidates to a credit mortgage. And one of the main requirements that you must meet to apply for financing.
We remind you that the Infonavit does not make personal loans; Instead, it grants loans for the purchase, construction or remodeling of a home or to pay the mortgage with a bank
How are they calculated?
To calculate your points, the Institute takes into account the following:
- You job stability.
- Age.
- Salary integrated journal.
- You saving in the housing subaccount.
- The good fulfillment of your credit commitments.
How do I know how many Infonavit points I have?
If you are interested in knowing how many do you have And if you have enough to apply for a mortgage loan, you just have to:
- Gives click In the following link: micuenta.infonavit.org.mx the link will take you to the Infonavit portal.
- Once on the page of ‘My account Infonavit’, log in with your username and password.
- Later, Choose the option ‘I am interested in a loan’ and the system will take you to a screen where the amount of points you have will appear.
- You can also do your prequalification, If you want to know how much would i lend you the Infonavit, use your calculator giving click here.
- And in case you do not have the 116 necessary points, the system will give you an estimated date of when you would have them.
- Remember that you can reduce the time by making voluntary contributions.
It is important to note that to apply for a loan, it is necessary to have a current employment relationship.
You may also be interested: These are the new Infonavit 2021 rules to buy land or Did you request an Infonavit loan? So you can download the withholding notice sheet
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