Many citizens reach the end of the month paying more money for the mortgage than agreed with their banks. The…
Many citizens reach the end of the month paying more money for the mortgage than agreed with their banks. The lack of clarity of some legal aspects and the lack of knowledge on the subject are some of the reasons why many people are victims of abusive clauses in contracts or unilateral decisions taken by your financial institution.
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The distribution of mortgage expenses and the opening commission is one of the contracts that entails the most non-compliance. To face this situation, it is advisable to have the service of a bank claims attorney to guide the affected person throughout the entire process. Mortgage Lawyer is the team of professionals specialized in bank claims related to all types of mortgage contracts.
How to claim an abuse in the mortgage and the opening commission?
Before last February there were many confusions regarding the distribution of mortgage expenses, especially regarding claims. After many rulings related to taxes, abusive clauses related to registry, notarial and management expenses and opening commissions, the Supreme Court stipulated that The responsibility of assuming the consequent expenses of the formalization of the loan belongs to the bank and not to the client.
In this way, any consumer can claim the payments made to the agency, appraisal, property registry and half of the notarial procedures.
The process to follow when claiming mortgage expenses and the opening commission is quite complex. First, a friendly claim can be made to the bank. It is important to keep all the supporting documents that demonstrate the steps that are being carried out at all times, such as check-in records or acknowledgments of receipt. If you do not receive a response within two months or receive a negative response, it is recommended to consult a bank claims attorney.
In Mortgage Lawyer they are specialists in bank claims
Only a professional in the sector has the necessary knowledge to carry out the entire legal process that must be followed to recover the money lost in financial abuse. Abogado Hipoteca is the Canarian company specialized in bank claims lawyers. They offer comprehensive coverage of abuses related to the mortgage: floor clause, multi-currency mortgage, IRPH, bonds convertible into shares, tranquility mortgage, young mortgages, overdraft commissions, etc.
On the other hand, to ensure the prevention of any type of scam, they offer a service of comprehensive real estate advice which ensures the signing of a mortgage contract without abusive clauses and with an adequate distribution of expenses. Besides, the first consultation is free and no down payments are required. In this way, Mortgage Lawyer is the bank claims lawyer that gives citizens the right to live in a home paying a fair price.
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