This type of fraud has been becoming common in the state, which is why the population of Baja California Sur is urged to take precautions
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La Paz, Baja California Sur (BCS). The police officerCybernetic State Office of Baja California Sur made known on social networks about a new type of fraud in expansion, which already has numerous reports. It is about the “except good collection” in the sale of vehicles, a scam in which sellers run the risk of receiving checks without backgrounds during the purchase process, despite having evidence that “supports” the presence of money.
According to the agency, the “except good collection ”is a phrase that warns the recipient of a check that the deposit is being processed, but does not confirm or ensure that the check has a valid background.From.
Fraud is carried out in the following way: the buyer “wins” the trust of the seller (usually cars) and expresses his interest in knowing the physical condition of the car. The seller shows the car for sale and reaches an agreement with the buyer, who inquires about the bank to which the person who sells is attached.
After giving the name of a bank, the buyer indicates that he manages an account in another bank and proceeds to offer a check, which he assures that it will be reflected at the time. Eworryorganism points out that it is necessary to pay attention in this last part, since the “except good collection” can only be made effective in different banks.
However, due to the fact that, by official provision, banks are obliged to accept checks “except for good collection”, the deposit is reflected in the account, but the money is not available, which is why it has the legend ” except good collection ”.
Consequently, the seller does not distrust the buyer and delivers the car. Days later, the “deposited” amount disappears from the account and the fraud is confirmed.
Given this, the cyber police recommend that the population take precautions such as: apply for certified checks; not deliver the product until confirming that the money is in the respective account; charge via bank transfer and avoid receiving checks on weekends and holidays.
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