What are the options for collision insurance without deductible?
COLLISION INSURANCE WITHOUT DEDUCTIBLE IS NOT AN INSURANCE IN ITSELF. PURCHASE OF NON-DEDUCTIBLE COLLISION INSURANCE IS OPTIONAL AND IS NOT REQUIRED TO RENT A VEHICLE.
The renter can purchase collision insurance with no optional deductible from the owner at an additional cost. If Renter purchases Collision Damage Waiver, Landlord agrees, subject to the actions listed below that invalidate No Deductible Collision Damage Insurance, to contractually waive Renter’s liability for all, or any part, of the cost of damage to the vehicle or to the parts and accessories, or of the cost of the loss or theft of the vehicle or of the parts and accessories, and other related costs, without regard to fault or negligence, as Collision insurance option with no deductible chosen. Notwithstanding anything to the contrary and unless prohibited by law, COLLISION INSURANCE WITHOUT DEDUCTIBLE WILL NOT APPLY TO LOSS OF KEYS, KEYCHAIN, TRANSPONDERS OR OPTIONAL ACCESSORIES. Collision Damage Waiver Insurance does not apply to damage occurring in Mexico. At most branches, the owner offers the following two (2) levels of protection: * Collision Damage Waiver without Maxi – the owner pays for any loss or damage to the vehicle. * Collision Damage Waiver 3000 – Owner pays first $ 3000 for loss or damage. Tenant will pay any amount over $ 3,000 attributable to loss or damage. Before making the decision to purchase or waive collision damage free insurance, we recommend that you check with your insurance or credit card company if, in the event of vehicle damage or theft of the vehicle, last, you have coverage or protection, and what is the amount of your deductible or out-of-pocket expense.
COLLISION INSURANCE WITHOUT DEDUCTIBLE BECOMES INAPPLICABLE IN ANY OF THE FOLLOWING CASES:
A. IF THE VEHICLE IS DAMAGED WHILE USED OR DRIVED: (1) BY ANYONE OTHER THAN THE RENTER OR A CASE WITHOUT THE OWNER’S PRIOR WRITTEN CONSENT; (2) BY ANY PERSON WHOSE FACULTIES ARE WEAKENED BY THE CONSUMPTION OF ALCOHOL, NARCOTICS, INTOXICANTS, DRUGS OR MEDICINAL PRODUCTS USED WITH OR WITHOUT PRESCRIPTION, IF THERE IS REASONABLE EVIDENCE IN THIS REGARD; (3) BY ANY PERSON COMMITTING A CRIMINAL OR ANY OTHER CRIMINAL ACTIVITY; (4) AS PART OF A RACE OR SPEED COMPETITION; (5) TO PUSH OR TOW ANYTHING; (6) OUTSIDE THE UNITED STATES AND CANADA; (7) IN POSSESSION OF A SUSPENDED, REVOCATED, INVALID OR NON-DRIVER’S LICENSE; (8) IN ORDER TO TRANSPORT PERSONS OR GOODS FOR MONEY; (9) CAREFULLY OR TIMELY, OR IF THE VEHICLE IS DELIBERATELY DAMAGED; (10) ON AN UNPAVED ROAD OR ON TRACK; (11) FOR THE TRANSPORT OF EXPLOSIVES, CHEMICALS, CORROSIVE MATERIALS OR OTHER DANGEROUS MATERIALS OR POLLUTANTS OF ANY KIND; OR
B. IF THE LESSEE MAKES FALSE DECLARATIONS TO THE OWNER REGARDING THE RENTAL, USE OR OPERATION OF THE VEHICLE;
C. INTERIOR COMPONENTS OF THE VEHICLE ARE STOLEN OR DAMAGED WHILE THE VEHICLE IS UNLOCKED OR ITS KEYS ARE NOT STORED IN SAFE; OR D. IF THE RENTER NEGLIGATES OR REFUSES TO PROVIDE THE OWNER, THE POLICE OR ANY OTHER AUTHORITY WITH A FULL REPORT ON ANY ACCIDENT OR ACT OF VANDALISM CONCERNING THE VEHICLE OR DOES NOT COOPERATE FULLY WITH THE OWNER, THE POLICE OR ANY OTHER AUTHORITY. IN THE INVESTIGATION OF ANY ACCIDENT OR ACT OF VANDALISM; OR E. IF THE VEHICLE IS STOLEN AND THE RENTER FAILS TO: (1) RETURN THE ORIGINAL IGNITION KEYS AND THE OWNER’S KEYCHAIN IDENTIFYING THE VEHICLE; (2) REPORTING THE THEFT TO THE POLICE WITHIN 24 HOURS OF FINDING THE FACT; (3) FULLY COOPERATE WITH THE OWNER, THE POLICE OR ANY OTHER AUTHORITY ON ANY MATTER RELATING TO THE THEFT INVESTIGATION.
For Collision Damage Waiver Insurance for rentals originating in California, Hawaii, Illinois, Nevada or New York, please see the rental agreement cover.
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