Buying a home is a dream for many young people and adults that is cut short by the demanding requirements of banks. Renting by obligation and not as an option has become an increasingly common trend. Those affected consider it to “throw away” the money and would prefer to sign a mortgage to become homeowners. LACOOOP, «Lamadredelascooperativas», the No. 1 search engine in housing cooperatives, has tackled this root problem. Compared to conventional promotion, the acquisition in a cooperative regime allows save 20% of your home price and offers numerous facilities to deal with the initial contribution. If you are thinking of invest in a home, seek maximum savings and are a lover of nature and the city in equal parts, Colmenar Viejo is waiting for you.
Leading a more relaxed lifestyle without leaving the big city is possible in Colmenar Viejo, the first town in the Madrid metropolitan area. This area has become a focus of new construction located just 37 kilometers north of the capital (less than 30 minutes by public transport or by car from the center). Its homes at cost-price under the cooperative regime, its location, its transport network, its services and its natural environment make Colmenar Viejo an investment for a secure future that is already beginning to appreciate.
The boom that this Madrid municipality is experiencing located in the middle of Cuenca Alta del Manzanares makes renting not the most attractive option for the following reasons: the rental income (over 800 euros per month) is practically equal to or sometimes higher than the mortgage payment And with the lease that money does not pay off, since you do not end up owning the home.
The keys to saving
The difficulties to face the payment of a mortgage are usually the main impediment to opting for the acquisition versus the rent. Fortunately, there is a smarter option to settle in Colmenar Viejo avoiding the bumps in the road: the acquisition in a cooperative regime. Cooperatives allow acquire a property at cost price, since the figure of the promoter disappears, whose objective is to obtain the maximum profitability of the investment he made to carry out the project. This implies a saving of approximately 20% in the price of the house. In addition, you can pay the ticket price in easy installments while this is being built, which usually takes about two years. This way, you won’t have to throw away savings and you can keep your mattress affordable. Also, having paid a part of the mortgage during the construction process, the interests will be less.
Fiscal benefits
Another factor to take into account is that the acquisition in a cooperative regime has numerous fiscal benefits. Apart from having a more advantageous tax regime, it allows its partners to deduct from the Income Declaration the amounts contributed to become a winner of a home.
Union of nature and city
For all these reasons, more and more people prefer to buy new construction through a cooperative rather than looking for a rental apartment in Colmenar Viejo. The developments in this municipality are enviable for their quality and design and are adapted to the needs of any profile. To this is added the natural environment and the infinity of services that life in Colmenar Viejo offers.
In terms of communications, it is connected to the center of Madrid by the M-607. Of course, it also has a commuter station through which the bus line passes commuter C-4 and has a bike lane 32 kilometers fully signposted linking the city and the mountains of Madrid. Education is another of the municipality’s priorities. Therefore, families have at their service centers from infant to university stage. Health care is not far behind and another addition that increases quality of life are its five shopping centers, among which El Ventanal and El Mirador de la Sierra stand out.
Nature and its historical heritage are its greatest attractions. Colmenar Viejo is in full Park of the High Account of the Manzanares, the largest protected natural area in the Community of Madrid, borders with La Pedriza and it has Visigoth sites and the Gothic temple of the Basilica of the Assumption of Our Lady, ideal to put down roots in a peaceful and rich environment.
LACOOOP: the most complete search engine on the market with 87 filters
LACOOOP’s cost-price home search engine, «lamadredelascooperativas», has more than 87 filters and is the most complete on the market. Allows you to search by area, type of home, status of the license, price, area, rooms of the home, type of conditions and delivery date, among other filters. By entering the area that interests you most in the search engine, you will be able to consult, request additional information from the manager and sign up for the next releases. You can check new construction options at www.lacooop.com
– .