Biden extends ban on evictions for not being able to pay the mortgage

Washington – US President Joe Biden extended the ban on home evictions until June 30 to help homeowners affected by the coronavirus pandemic.

The moratorium on mortgage evictions guaranteed by the federal state expired on March 31. On his first day in office, Biden extended the moratorium from January 31. Figures from the Census Bureau reveal that almost 12% of homeowners with mortgages are behind in paying their installments.

The White House says coordinated actions announced Tuesday by the Housing, Veterans Affairs and Agriculture departments also extend to June 30 the possibility of requesting a leniency period – a pause or reduction in mortgage payment payments – and They add up to six months of forbearance for debtors who requested it before June 30 of last year.

According to the White House, more than 10 million homeowners are delinquent and Biden’s measures seek to help people keep their homes amid a “housing affordability crisis” triggered by the pandemic. He says “homeowners will receive urgently needed relief as we face this unprecedented national emergency.”

The government said the extension of the forbearances “will provide crucial support to homeowners of color, who constitute a disproportionate sector of debtors” who are having trouble paying their dues due to hardships caused by the pandemic.

The measures announced Tuesday do not mention a moratorium on the eviction of tenants who have fallen behind in their rent, which is in effect until March 31.