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It is important to know: Not all insurance companies also insure Tuning vehicles. Tuning often increases the Insurance premium, but the attached parts are also insured. A structural changes must get the insurance company on time reported will. When someone’s car tune he has to consider a few things. Are certain accessories such as rims, chassis & Co. Not officially approved, you risk it Operating permit of the vehicle. His too Car insurance you have to inform about changes made. In the following post we give reply the most important questions about Autotuning and the Car insurance!
Car tuning – is car insurance getting more expensive?
It can happen. Does someone screw the Engine power (Chiptuning, turbo, compressor, nitrous oxide, etc.), then the liability insurance sometimes puts the car in the nächsthöhere Type class a. Of course, because of this, the Insurance premium. In addition, is a Risk surcharge possible. Will the Vehicle value increases due to the tuning, then in some cases the Comprehensive insurance. Every insurer goes individually with tuned vehicles. One should get his auto insurance in front speak to an autotuning and ask, ob and how high it is affects the contribution.
Do not report autotuning – is that a criminal offense?
Who is the insurance company tuning Not reports, risk that loss of Insurance coverage. The motor vehicle liability insurance actually pays always, but may take the holder in later Regress and then demands up to 5.000 Euro back when the Cause of accident the Tuning has been. The comprehensive insurance can also provide the service shorten. The consequence can be Termination of contract his and also Additional premium claims can occur.
Can I cancel my car insurance?
In theory it is possiblethat the insurance cancels due to the tuning. This is for example with Chiptuning the case now and then. Often elevated but only that Insurance premium. However, if you install parts that are not Approval to have (Underbody lighting, spinner rims, illegal lights, cat replacement tubes, etc.), the car goes out Operating permit and it will shut down. The insurance then ends automatically. In that case, the vehicle may be used on the road Not more public hazards or parked will.
Are tuned parts directly insured?
You are also insured if the parts of the insurance already exist in front were announced to the tuning. A new Hifi or new rims are mostly without a premium insured if the costs are within the normal range. With particularly expensive tuning parts such as gold-plated rims, one Carbon-Bodykit etc., however, the comprehensive premium will increase. You report the changes Notthen in that case the insurance does not always pay for the car stolen or. damaged becomes. Conclusion: If you invest a lot of money and time in your car, you should do it accordingly assure.
Are you planning to buy a new car and are you therefore looking for financing? Or should the modified baby and its attachments simply have the best possible insurance? Then ours Credit, financing, leasing, insurance & Co. categories exactly the right place to go to get information. And also cheap financing for Accessory parts is there. Is the new forged wheel set, the planned Airride air suspension or the desired foiling too expensive? Then a little one might help financing in the process of implementing the modification on the vehicle. And also the topic Leasing or the Vehicle sales are not neglected here. Just click through the posts and get the answer to your questions.
Of course, that was far from it!
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