January 21, 2021
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BAAC has issued three measures to help customers affected by the “new coronavirus” check here for details !!
Bank for Agriculture and Cooperatives (BAAC) Reveal Customer support measures or BAAC debtor Received The impact of new coronaviruses Which consists of 3 steps of assistance measures as follows
1. Suspend on principal and interest debt
Nationwide area: Hold the whole system for a period of 1 year. Signals before 1 April 2020 to suspend the principal and interest debt period April 2020 – March 2021.
For the area of 28 provinces Addresses in the “maximum control” areas and further announced by the government: will stay debt classified by customer type as follows.
– Loan for COVID-19 Farmers and SMEs have a 1-year and 6-month debt suspension, respectively.
– debt suspension for SME entrepreneurs (outside LPH) / institutions have a 6-month debt suspension on the loan contract before 1 Jan 2021, a period of Dec-May 2021
– To suspend the debt, believe emergency COVID-19, have a 6-month debt suspension period, Dec 2020-May 2021.
– Suspend debt, believe in solving informal debt, have a one-year debt suspension, a loan contract before 1 Jan 2021, a break from Jan-Dec. 2564
Customers who wish to exercise the rights can Request for debt suspension via 4 channels As follows
-LINE @BAACFamily
-Call Center 02-5550555
– Website www.baac.or.th
– Bank of Agriculture and Agricultural Cooperatives All branches nationwide
2. Reduce debt burden
Details are available – the conditions are as follows.
- Paydee has a night
– Farmers and individuals receive a 20% interest refund of the actual paid interest, not more than 5,000 baht per individual.
– Individual groups, farmers groups, co-operatives, legal entities and village and urban funds Receive 10% of the interest actually paid up to 50,000 baht per person, except for non-agricultural cooperatives and organizations.
- Debt Reduction Program The interest returned is amortized on the principal payment. And if there is remaining money, the money will be transferred to the farmer’s bank account.
– Farmers and individuals receive a 20% loan return on the actual interest paid.
– Individual groups, farmers groups, co-operatives, legal entities and village and urban funds Receive a 10% interest repayment on the actual interest paid. No limit to the amount that will be returned
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3. Extend time and reduce debt repayment burden
– Farmers Debt Management: Loan Management (LM)
– Measures to extend the repayment period: Pre-emptive
– Measures to assist farmers and entrepreneurs: Strengthen
Anyone who wants Get help from remedial measures In this time of BAAC. Or want to inquire details You can contact at
-LINE @BAACFamily
-Call Center 02-5550555
-www.baac.or.th
And BAAC Bank, all 1,265 branches nationwide
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