4. Enjoy maximum flexibility in investment and payout
A great advantage of fund policies is their high flexibility. In addition to a wide range of investment options through an individual selection of funds, the amount of the regular premium payments can also be adjusted. When the fund policy is taken out, a minimum term is set, but it is not necessary to agree when and in what form – as a one-off payment or pension – the capital will ultimately be paid out when the contract is concluded. Partial payments during the term are also possible.
5. Provide for yourself and your family
An essential factor in a fund policy is that the minimum death benefit can be freely selected. Younger customers in particular can use the fund policy to secure loans or protect their families. Once all credits have been paid, the death benefit can be reduced to a minimum, thus increasing the savings component.
6. Take precautions and thus protect the environment
With the new unit-linked life insurance “S Funds-Polizze ECO” from s Versicherung, a Wiener Städtische brand, customer rewards are invested exclusively in companies that consider compliance with ecological and social standards important. The sustainable funds of the savings bank group in which the customer bonuses are invested all bear the Austrian Ecolabel. Two main goals are pursued: The capital should be used profitably and safely, taking into account ecological, social and ethical criteria. Bartalszky: “This is how customers, but also we as an insurance company, take responsibility and create sustainable benefits for our environment, society and future generations.”
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