This is a paid contribution, presented by mycasino.ch
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The first step in saving costs is knowing what you are spending money on. Draw up a budget and make a list of your monthly income and expenses. On the plus side is the income, on the minus side the costs for rent, insurance, health insurance, etc. In addition, collect receipts of your current expenses. This will help you become more aware of your finances. By the way: there are now also apps for this.
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2. Avoid unnecessary costs
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Once the household budget has been made, you will quickly discover unnecessary cost hogs. For example, check your insurance or your subscriptions. Sometimes you pay for services that you don’t even need. But you can also save on eating. Cook the night before for the next day instead of going shopping or going to a restaurant every lunchtime at work.
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When shopping, things often end up in the car that are neither planned nor necessary. The trick: write down what you really need on a shopping list. And have something to eat before you go shopping: With a growling stomach, the money is even looser in your pocket.
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4. Pay cash instead of credit card
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Anyone who pulls out the credit card knows: You don’t have to pay until the end of the month. That is why you often spend more than you actually planned. You can quickly lose control of your finances. Therefore: Better to pay in cash. Of course, you can’t handle paper money online. Fortunately, however, you can save the best aspects of the cash principle to the Internet: who at mycasino.ch plays, thanks to the digital payment provider YAPEAL, maintains control of his gambling activity at all times. Players receive the winnings instantly. Payments and deposits are made in real time: 24/7 – even outside of office hours and on weekends. With the YAPEAL app, you can also pay online like with cash in the casino on site.
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Exclusively at mycasino.ch: deposits and withdrawals in real time
Thanks to the partnership between the Grand Casino Luzern and the digital payment provider YAPEAL, players on mycasino.ch benefit from the following advantages:
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Players receive the winnings instantly: withdrawals and deposits are made in real time
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24/7 – also outside of office hours and on weekends
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Security guaranteed: the money is with the National Bank and is fully available
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Fastest Sign-Up – 100% digital in 5 Minuten
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Exclusively at mycasino.ch
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Thanks to the partnership between the Grand Casino Luzern and the digital payment provider YAPEAL, players on mycasino.ch benefit from the following advantages:
-
Players receive the winnings instantly: withdrawals and deposits are made in real time
-
24/7 – also outside of office hours and on weekends
-
Security guaranteed: the money is with the National Bank and is fully available
-
Fastest Sign-Up – 100% digital in 5 Minuten
-
Exclusively at mycasino.ch
Pay close attention to actions – especially with things that you want to buy anyway. For example, it is better to buy your new TV on the first day of sale after Christmas than before Christmas Eve. And also watch out for promotions when shopping in the grocery store. Everyday goods are often cheaper in multipacks.
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6. Organize a flea market
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Clothes, books, DVDs, dishes: there are so many things that are standing around at home and nobody is paying any attention. Time for your own flea market. In the sense of: Even small livestock make crap. For example, the proceeds are enough for a dinner in the restaurant or you simply pay into a savings account.
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7. Save with standing orders
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Set up a standing order for regular payments. Because if the money goes away automatically, you have no way of spending it. You can also save thanks to standing orders: Transfer a fixed amount to your savings account every month for purchases or holidays.
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8. Avoid surprises
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Leaving the candles burning or pouring a glass of wine over the carpet at a friend’s house: mishaps happen quickly – and then things get really expensive. Unless you have taken out household contents insurance for the damage at home and personal liability insurance for everything else. Avoid surprises that come with high costs.
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Presented by a partner
This post was dated Ringier Brand Studio created on behalf of a customer. The content is journalistically prepared and meets Ringier’s quality requirements.
Contact: Email at Brand Studio
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This post was dated Ringier Brand Studio created on behalf of a customer. The content is journalistically prepared and meets Ringier’s quality requirements.
Contact: Email at Brand Studio
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