Credit check for a € 50,000 loan
To assess your solvency, the bank will subject you to a credit check. It will be rated as yours financial options for loan repayment look and whether it is in the event of default other loan repayment options available.
The credit check is mainly aimed at the Protect the bank against possible payment defaults. In most cases, the same criteria are always observed, but often weighted differently. This also means that you can have different good or bad credit ratings at each bank.
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