Written in ECONOMY on 5/1/2024 · 7:39 p.m.
If you are looking to ensure always available credit and maintain a balanced economy, here we present three key financial secrets to achieve it.
Timely payment
From the beginning of your financial commitments, it is crucial to be punctual with payments. This will build creditor confidence, ensuring open lines of credit. Timely payments are the basis for maintaining solid relationships with financial institutions and guaranteeing the availability of resources when you need them.
Photo: Canca
Intelligent management of interest-free months
Take advantage of interest-free monthly promotions to make planned purchases. Prepare a detailed budget, calculating monthly payments on your credit cards to avoid interest. This strategic approach will allow you to benefit from promotions without incurring additional costs, while maintaining precise control of your family finances.
Photo: Canca
Responsible debt management
Despite your family’s financial needs, avoid accumulating excessive debt. Understand that excessive debt can result in defaults and limit future credit opportunities. Maintain a sensible balance, using up to 50% of your credit cards and, if you get close to the limit, work to reduce it and preserve your ability to pay.
Photo: Canca
These three principles are fundamental pillars for a healthy economy and family finances. Implementing these practices will provide you with greater possibilities of accessing new and better financing. To evaluate your financial situation, you can consult your Special Credit Report for free at www.burodecredito.com.mx.
2024-01-06 01:46:01
#secrets #credit
