[경제]’Yeongkeul’ 30’s debt average exceeds 100 million…the lowest income gap ever

[앵커]

With the average debt per household in the country exceeding 80 million won, the debt of young people in their 30s on average exceeded 100 million won.

This is because more and more young people have borrowed for my home.

On the other hand, last year’s income gap narrowed the most due to government subsidies.

This is reporter Lee Ji-eun.

[기자]

As of March this year, the national average debt per household was 82.5 million won, a 4.4% increase from a year ago.

The rising debt of younger householders is remarkable.

The average debt holdings per household for households under the age of 39 exceeded 90 million won, an increase of 12.2% from a year ago, and especially those in their 30s exceeded 100 million won, an increase of more than 13%.

It is more than twice the rate of increase in debt in the 40s and 50s.

It is analyzed by the impact of the significant increase in the number of young people who have received loans to build my own home or to obtain charter funds.

Credit loans for households in their 30s averaged 13.78 million won, the largest among all age groups.

[임경은 / 통계청 복지통계과장 : 주택 구입이나 아니면 전·월세 보증금을 위해서 부채를 얻게 되었다는 비중이 가장 높게 나타나고요. 신용대출 같은 부분에서는 생활비 충당 혹은 자영업자 같은 경우에는 사업비를 위해서 부채를 얻는다.]

The rate of increase in debt per household in the first and second quintiles of income for low-income households was higher than in the fifth quintile for high-income households.

It seems that low-income households hit by Corona 19 have increased their debts to raise living expenses.

The income gap narrowed the most last year due to the large increase in government subsidies, such as an increase in the basic pension and the expansion of the labor incentive tax system.

The Gini coefficient, representing income distribution inequality, was 0.339, the lowest since 2011 when the statistics were prepared, and the quintile ratio of disposable income was 6.25 times, the lowest level since related statistics were compiled.

However, the gap between the upper and lower classes in the market income earned through work and business has widened.

This is YTN Lee Ji-eun.

[저작권자(c) YTN & YTN plus 무단전재 및 재배포 금지]

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