[경제]Stock market overheating and’debt investment’ craze…More than 30,000 negative bankbook openings this month

[앵커]

The so-called debt-fighting craze is on the verge of investing in debt while the stock market is showing a strong market, with the stock market breaking the 3,000 mark this year.

Although the financial authorities are planning to regulate large credit loans, negative bankbooks are known to be excluded, and further negative bankbook loans are encouraged.

Connect reporters covering. Reporter Park Byung-han!

It is said that this year, the number of negative bankbook loans is twice that of the end of last year.

[기자]

Yes, as of this month, there have been more than 31,000 newly opened negative bankbooks at five major banks.

Compared to the end of last year, the credit balance of negative bankbooks increased by KRW 670 billion in three weeks.

However, as banknotes tightened, the total credit balance of the five major banks increased by 1.3 trillion won from the end of last month.

According to the five major commercial banks, a total of 3,305 new credit loans were made through negative bankbooks at the five major banks in 14 business days from the 4th of this month to the 21st.

As of the end of last year, the number of newly opened negative bankbooks doubled from 1,000 per day to about 2,000 per day this month.

As a result, the balance of the negative bankbooks of the five major banks increased from 46.53 trillion won on December 31 last year to 47,276 trillion won on the 21st.

This is because the recent boom in the stock market has driven demand for so-called debt investments to invest in debt, and the demand to obtain loans in advance before the financial authorities enforce additional loan regulations.

In particular, it is known that the opening of new negative bankbooks has increased sharply as it was known that negative bankbooks were excluded recently as the financial authorities pushed for mandatory amortization of large credit loans.

So far, the Ministry of Economy has delivered it.

[저작권자(c) YTN & YTN plus 무단전재 및 재배포 금지]

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