![[경제]’Corona loan’ deferred principal and interest of 82 trillion…”need an exit strategy”](https://image.ytn.co.kr/general/jpg/2021/0221/202102211503185374_t.jpg "[경제]’Corona loan’ deferred principal and interest of 82 trillion…”need an exit strategy”")
Financial Services Commission “consensus on extending the corona loan by 6 months”
Banknote “This is the last extension…exit strategy needed”
[앵커]
After the Corona 19 incident, the principal and interest that banknotes are not receiving to help small and medium-sized businesses and small businesses have exceeded 80 trillion won.
The suspension of repayment of principal and interest, which is scheduled to end at the end of next month, is expected to be postponed for another six months, but banks facing insolvency need an exit strategy.
Reporter Lee Jong-soo on the report.
[기자]
Since February of last year, according to the government’s COVID-19 financial support policy, banknotes have extended the maturity of loans for SMEs and small business owners and delayed repayment of interest.
According to data on support from the five major commercial banks of KB Kookmin, Shinhan, Hana, Woori, and NH Nonghyup, the balance of loans with extended maturities exceeds KRW 73 trillion.
Of these, KB Kookmin Bank, which reported 5 trillion won, actually tripled when other banking standards were applied, and the scale of insolvency posed by the five major banks was approximately 82 trillion won.
In addition, if other banks and second financial sectors are combined, the scale of insolvency is much larger.
However, the government is calling for a renewal of the policy of deferring principal and interest, ending at the end of next month.
[홍남기 / 경제부총리 : 당장 소상공인 2차 금융지원 프로그램, 집합제한 업종 특별 대출 등 금융지원은 차질없이 이행하고 3월 말 종료 예정인 전금융권 만기연장.이자상환 유예 등과 관련해서는 조속한 협의를 거쳐 3월 초까지 그 수준을 결정하겠습니다.]
After meeting with the chairman of the five financial holding companies last week, the Financial Services Commission Chairman Eun Seong-soo said, “I agree with the need to extend the loan maturity and delay the interest repayment by six months.”
In response, the banking sector acknowledges the need to extend the policy due to the re-proliferation of Corona 19, but it is a position that this should be the last.
At the same time, it is emphasized that companies that cannot pay interest need an exit strategy in which the method of repaying only the principal or deferred interest over 5 to 10 years is a condition for re-extension.
YTN Jongsoo Lee[[email protected]]is.
[저작권자(c) YTN & YTN plus 무단전재 및 재배포 금지]
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